by info@rosebankmortgagebrokers.co.uk | Jul 22, 2019 | Mortgage Broker Blog
Rates are currently low and not for long. Interest rates seem to be creeping up slowly and there’s no saying in when it will stop. This is due the banks having noticed the uncertainty of the current economy. The banks have started to take precautions and it appears...
by info@rosebankmortgagebrokers.co.uk | Jul 10, 2019 | Mortgage Broker Blog
Have you ever wondered why my mortgage did not approve? Are you thinking of applying for a mortgage? And concerned whether you might get declined? Applying for a mortgage is probably one of the biggest financial commitments you will ever have. This means that the...
by info@rosebankmortgagebrokers.co.uk | Jun 17, 2019 | Mortgage Broker Blog
What is adverse credit history? In simple terms this just means someone with bad credit, someone who is unable to keep up with payments on credit agreements. This is referred by lenders as adverse credit. Those with adverse credit will have negative payment...
by info@rosebankmortgagebrokers.co.uk | Jun 10, 2019 | Mortgage Broker Blog
What is remortgaging? Remortgaging involves taking out a new mortgage on a property that you already own. It can be completed either with the current lender or a new lender. Remortgaging is used to either replace your current mortgage or borrow additional funds....
by info@rosebankmortgagebrokers.co.uk | May 9, 2019 | Mortgage Broker Blog
Well maybe it’s an ideal time to start planning now. One of the main challenges faced by a first time buyer is building up a deposit sufficient enough. The first step is to work out how much deposit is required and how much mortgage you are able to afford. This can...
by info@rosebankmortgagebrokers.co.uk | Apr 9, 2019 | Mortgage Broker Blog
The effect of Brexit on the property market There has been a lot of uncertainty in terms of Brexit and the impact it is going to have on property prices. Houses prices currently in the UK have frozen with a rise of 0.1% in January and a rise of 0.4% in February...