Blog

The Home Buying Process – Start to Finish

Buying a house is a big thing at any point in life.  And if you have never done it before or it has been a while, it is worth refreshing yourself with the home buying process from start to finish.  Let’s take a walk through what to expect. Work out your moving costs...

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Can I Still Get a Buy To let Mortgage If….?

Many people have questions about getting a buy to let property and how to finance it – here are some common questions answered when Buying a Property to Let. Buy to let mortgages are very different to normal mortgages because they are designed for a property you don’t...

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Moving Mortgage Provider can save you Money

Did you know it’s very easy to move from one provider to another for a re-mortgage when you use a mortgage broker? There are plenty of reasons why you may want to re-mortgage. You might want to release more capital. Perhaps you are reaching the end of a particular...

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What the interest rate rise means for your mortgage

The Bank of England has been discussing raising the interest rate for some time but has always shied away from actually putting it up. That all changed on Thursday as the interest rate was raised from 0.5% to 0.75%. This is only the second time the Bank of England has...

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What is Rate Switching?

The mortgage is one of the biggest financial commitments that most of us will have. Therefore, it is important to always keep on top of the deal that you have and make sure it is the best one for your circumstances.  This is where rate switching can be useful –...

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What Credit Score Do You Need to Get a Mortgage?

Buying a house in London means getting a mortgage and this means a credit score. The process of credit scores is something of a mystery for most of us but ensuring your credit score is correct and as good as it can be before you apply for a mortgage is important. So,...

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6 Reasons why London Homeowners Remortgage

In the mortgage market around one third of mortgage loans are for home owners who are looking to remortgage their property. Re-Mortgaging means taking out a new mortgage against a property you own to replace a mortgage already in place or to borrow money against a...

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What Does a Mortgage Broker Do?

One thing that most people can agree on is that mortgages are both crucial and can be confusing.  There are so many options, variations and details to them that the average person can easily become baffled by it all, and for most people their home is their biggest...

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Deposit Questions for your Mortgage Broker

How much of a deposit do I need is one of the most common questions people have when it comes to buying a new London home. Deposits are important as it is one of the single biggest factors in how much a mortgage provider will lend you for the purchase of a property....

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Top Reasons to use a Mortgage Broker

If you are stepping onto the property ladder for the first time or are a regular re-mortgager looking for better rates and deals, then you will be choosing whether to go it alone to find the finance or get a mortgage broker to do it for you. There are lots of reasons...

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